Health insurance plans provide financial protection against medical expenses and healthcare costs. These plans help cover expenses such as hospitalization, doctor consultations, medicines, surgeries, and preventive healthcare services. Having a health insurance plan is important because medical treatments can be expensive and unexpected health issues can create financial stress. Different health insurance plans are available for individuals, families, senior citizens, and critical illnesses. A good health insurance plan ensures access to quality medical care and protects your savings during medical emergencies.